Privacy Policy
This Privacy Policy (hereinafter referred to as the “Privacy Policy”) applies to the online interface of Lendying, with its principal place of business at 2525 Main St STE 420, Irvine, CA 92614 (referred to as “Lendying,” “we,” “us,” or “our”). This Privacy Policy is intended to inform you about how we collect, use, and share information from or about you, as well as explain how information may be collected and used for advertising purposes. By accessing or using the Lendyingwebsite or mobile application (collectively, the “Site”), you consent to this Privacy Policy.
Our Commitment To Privacy
Your privacy is important to us. We are committed to safeguarding your personal information and ensuring its responsible use. This Privacy Policy outlines our practices concerning the collection and handling of your information.
What Does This Privacy Policy Cover?
This Privacy Policy covers the collection and use of personal information you provide to us or authorize us to obtain. It also addresses other information that we may gather during the course of our business operations and when you access our Site. This Privacy Policy applies to any Site owned and operated by Lendying.
Please note that this policy applies only to Sites owned and operated by us and does not cover websites maintained by other companies or unrelated businesses with which we may share information.
Contact Information
If you have any questions or concerns regarding this Privacy Policy or our practices, please contact us using the following information:
Email: info@lendying.com
Address:
2525 Main St.
Irvine, CA 92614
The Information We Collect on our Site and Its Uses
Disclosure of Information to Third Parties
Cookies
Lendying collects various types of information on our Site, including:
- Personal information: Your name, address, email address, state of residence, phone number, social security number, and other relevant details.
We use this information for various purposes, including but not limited to:
- Understanding your interest in our products and services.
- Providing information about our products and services.
- Managing customer accounts.
- Improving our products and services.
- Sending you promotional materials.
Clear GIFs (Web Beacons/Web Bugs)
We employ clear gifs (Web Beacons/Web Bugs) to manage content on our Site effectively. These clear gifs track online user movements and assist us in understanding the effectiveness of our content.
Our Commitment To Children’s Privacy
Our Commitment To Data Security
Text Messaging
Text messaging originator opt-in data will not be shared with third parties.
Do You Use My Personal Information to Contact Me Without Permission?
Lendying follows an “anti-spam” policy and respects your preferences regarding marketing communications. We maintain a Do Not Call preference list, and requests to be added to this list are honored within 30 days and remain effective for at least five years.
We will not send you unsolicited marketing materials, and you can choose not to receive marketing offers by postal mail, telephone, or email. However, we may continue to contact you for non-marketing purposes or provide marketing information in regular account communications.
Social Security Numbers
Lendying collects Social Security numbers and protects the confidentiality of this information. We do not disclose Social Security numbers unlawfully and limit access to them.
Business Transitions
In the event of a business transition, such as a merger, acquisition, or sale, your personally identifiable information may be among the assets transferred. We will notify you of any such change in ownership or control of your personal information.
Notice to California Residents
Lendying complies with California privacy laws. If you are a California resident, we will automatically treat your information as if you requested us not to share it with non-affiliated third parties, except as permitted by applicable law. This also applies to accounts with Vermont billing addresses.
Notice to Nevada Residents
Notice to Users Outside of the United States
This Privacy Policy is intended to cover the collection of information on our Sites from residents of the United States. If you are visiting our Sites from outside the United States, please be aware that your information may be transferred to the United States.
Testimonials
If you submit a testimonial to us, we will ask for your permission to post it prior to any public use. Please be aware that any personally identifiable information you include in a testimonial can be read by the general public.
Your California Privacy Rights
California residents have specific rights under the California Consumer Privacy Act (CCPA). If you are a California resident, you have the right to know, delete, and opt-out of the sale of your personal information. Please use the provided contact information to exercise these rights.
Changes to this Privacy Policy
Lendying reserves the right to modify this Privacy Policy. Any changes will be posted to this privacy statement, the homepage, and other appropriate locations on our Site. We encourage you to check our Site frequently to stay informed about our privacy practices.
If you have questions or concerns about this Privacy Policy, please contact us using the information provided above. Your privacy is important to us, and we are committed to protecting your information and enhancing your online experience.
Detailed Personal Data Collection
We collect various types of personal information, including but not limited to your name, address, email, phone number, social security number, internet activity, geolocation data, commercial information, and employment details. This information is used for service provision, analytics, and compliance.
Usage Data and Analytics
Our website automatically collects usage data like browser type, IP addresses, and browsing history to improve site functionality and user experience.
Opt-Out Options
Users may unsubscribe from email communications or opt out of text messages as per their preference.
Data Sharing Practices
We may share personal data with authorized third-party service providers, analytics companies, and as required by law, ensuring data protection and privacy.
Data Transfer and Security
Personal data may be transferred and stored as necessary, with adequate security measures in place to protect against unauthorized access.
Retention of Personal Data
We retain personal data for as long as necessary for the purposes outlined in this policy and to comply with legal obligations.
State-Specific Consumer Privacy Rights
Residents of certain states have additional rights regarding their personal data, including the right to opt-out, access, correct, and delete their information.
Children’s Privacy
We do not knowingly collect personal data from children under 18. If such data is collected, it will be deleted promptly.
External Links Disclaimer
Our website may contain links to external sites, over which we have no control.
Policy Updates and Contact Information
We reserve the right to modify this policy. Changes will be communicated through our website. For any privacy-related inquiries, please contact us at info@lendying.com