Privacy Policy of Lendying

Effective Date: March 18, 2024

This Privacy Policy outlines the practices of Lendying Corporation and its Affiliates (hereafter referred to as “Company,” “Us,” “We,” or “Our”), regarding the collection, use, protection, and disclosure of personal data gathered through our website, Lendying.com (“Website”). We are committed to safeguarding your privacy and protecting your personally identifiable (“Personal Data”) obtained via the Website. Affiliates is defined as any company owned or under common control with Lendying, LLC who may provide authorized services for the Company. 

By using Our Website, you agree to the terms set forth in this Privacy Policy and Our Website’s [Terms of Use]. If you disagree with any part of this policy, please discontinue the use of Our Website and Services.

Lendying is a consumer lender specializes in offering consumer credit products and services (“Service”) to residents of the United States who are at least 18 years of age.

Personal Data - We May Collect

Identifiers

First name, last name, telephone/mobile number, email address, physical or postal address, unique personal identifier, birthdate, online identifier, IP address, physical characteristics or description, or other unique identifiable Information such as a signature, username or social media handle, or other similar identifiers.

Characteristics of Protected Classifications Under California or Federal Law

Age, mental and physical disability, sex, sexual orientation, gender identity, medical information, marital status, or military status.

Internet or Other Electronic Network Activity Information

Device identifier, internet protocol (IP) address, browsing history, information about interactions with Our website, application or advertisements.

Geolocation Information

Location data generated by a consumer device capable of connecting to the Internet that directly identifies the precise physical location of the identified individual at particular times.

Commercial Information

Records of personal property, financial information, products or services purchased, or purchasing or consuming histories, monthly income range, estimated debt, status of payments, or credit rating range.

Professional or Employment Information

Employment status, education, employment history, job description, or business information.

Inferences Drawn From Other Personal Data

Profiling a consumer’s preferences, characteristics, psychological trends, preferences, predispositions, behavior, attitudes, intelligence, abilities, or aptitudes.

Personal data as described in Cal. Civ. Code § 1798.80(e)

To the extent collected under another category of Personal Data above.

Use of Personal Data

We have outlined below the categories of Personal Data we use and how we use it:

To provide and maintain Our Service: Including monitoring the usage of Our Service. This is required to offer Services and for Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services. All categories of Personal Data are used.

Contract Performance: To fulfill contract obligations and undertaking of the purchase contract for any products, items or services You have purchased or of any other contract with Us through the Service. This is required to offer Services and for Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services. All categories of Personal Data are used.

Website use and analytics: To provide you with access and use of Our Website and Services, to analyze consumers’ use of Our websites, including the use of third-party web analytics services, which may utilize automated technologies to collect data. Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services. Identifiers and Internet or other electronic network information are used.

To contact you: To contact you by email, telephone calls, SMS, or other forms of electronic communication, such as a mobile application’s push notifications regarding updates or informative communications related to the products or services you are requesting. You cannot limit sharing unless you revoke your consent for these Services including the security updates, when necessary or reasonable for their implementation. Identifiers are used.To provide You with news, special offers and general information about other products, services We offer that are complementary or beneficial to those that you have already purchased or requested, this is utilized for a commercial purpose and you may limit sharing by opting-out of Services HERE. All categories of Personal Data are used.

To manage Your requests: To monitor and process any requests you make to Us such as opt-out requests. This is required to offer Services and for Our everyday business operations. You cannot limit sharing unless you revoke your consent for these Services. All categories of Personal Data are used.

Compliance: To comply with applicable legal requirements, industry standards, contractual obligations, Our policies, and take actions that We deem necessary to preserve and enforce Our rights and the rights of others. All categories of Personal Data are used.

Sharing Your Personal Data

When you use these Services we will not share your Personal Data except as outlined below:

Authorized Third Party Service Providers– we may share your Personal Data with Authorized Third Party Service Providers who are under contract to perform certain services on our behalf. This includes all categories of Personal Data as outlined above. This includes any communications assistance, customer service, processing opt-out requests, service providers, Affiliates and website analysis and maintaining the Website. These services are required for our everyday business operations, and you cannot limit sharing unless you revoke your consent. We require Authorized Service Providers to use reasonable security measures appropriate to protect your Personal Data from unauthorized access, use, or disclosure. Service Providers are prohibited from using Personal Data We provide to them other than as specified by us. In the past twelve months We may have disclosed each category of Personal Data that We collect (listed above) to Authorized Service Providers.

Social Media and Analytics Companies- We may share Identifiers, Characteristics of Protected Classifications Under California or Federal Law, Geolocation Information, Commercial Information, Internet or Other Electronic Network Activity Information, Professional or Employment Information and Consumer Inferences for the purposes described above.

As Required By Law- We also reserve the right to disclose Personal Data in good faith for the following:

  • As required by law, in response to legal process including law enforcement requests;
  • With any person or entity that may acquire all or any part of our business or assets, in connection with any change in control of us;
  • To prevent fraud and to protect the safety, property, or legal rights of users of the Services or our Authorized Service Providers;
  • To manage and protect our information technology infrastructure and security;
  • We may also disclose your Personal Data for any other purpose with your consent.

Text messaging opt-in data and consent information will not be shared with any third parties who are not authorized service providers. As described above.

OPT OUT CHOICES:

Email Communications: Unsubscribe from our emails by clicking the unsubscribe link or contacting us at [email protected].

Text Communications: If you no longer wish to receive text messages, you may text STOP, QUIT, END, CANCEL or UNSUBSCRIBE to stop text messages. A one-time text confirmation of successful unsubscribing will be sent.

Data Transfer and Security

Your data may be transferred and processed in various locations. We implement security measures to protect your data but cannot guarantee its absolute security.

Children's Privacy

Our services are not intended for individuals under 18. We do not knowingly collect data from children under this age.

External Links

Our Website may contain links to external sites, over which we have no control.

Changes to Privacy Policy

We reserve the right to modify this Privacy Policy. Your continued use of the Website constitutes acceptance of these changes.

Contact Information

For any questions about this Privacy Policy, please contact us at:

Lendying Corporation
898 South State St #310 #927
Orem, Utah 84097
Email: [email protected]
Phone: +1 (888) 775-1593